Many people dream of leaving the cubicle world behind and learning to work at home. The benefits are certainly appealing: No more pointless six-hour meetings, no more commutes during blizzards, no more having to grit your teeth and count to ten to keep from going off on your boss.
Working from your home, however, is not all fun and games. You can no longer count on a salary, so if your business has a bad month financially, you will, to. You will also be called upon to make some tough decisions like setting the price for your goods or services Finally, you are responsible for keeping your own books, or for hiring a bookkeeper to do it, and for paying the 30% self-employment tax.
If you're still enthusiastic about the idea of work at home jobs, there are three different types that are open to you.
The first type, the online job, usually requires you to sit in front of your computer for several hours each day. It also means that you will probably find most of your customers online. Examples of these jobs include freelance writing, data entry, and website design.
The second type, the offline type, requires little, if any time spent on the internet. Your customers are usually local and your best advertising is word of mouth! These types of business's include running a daycare for children or senior citizens, and offering salon services such as hairstyling and manicures from your home.
The third type of job is mixed, with some of your work being done online and some in the brick and mortar world. An example of this type of job is making crafts or other products, which you then sell on one or more websites.
Figuring out how to work at home has a learning curve. You probably won't be making much of a profit right away. In fact, you may be operating at a loss for several months or even a year. For this reason, it is a good idea to have at least six months worth of living expenses tucked away in a savings account.
It's also a good idea to make sure that all your immediate family members, the ones who will be most affected by your job change, are on board with your plans and are willing to make the changes with you. For instance, it doesn't much matter if your mother, who lives in another state disapproves, but it matters very much if your spouse, whom you are counting on to provide child care while you work, is not in favor of the idea.
Finally, before you start looking for work at home jobs, think about the logistics. If you carry an inventory, where will you store it? If your work requires people to come to your home for services, will your homeowners insurance cover you if your client falls or is nipped by your dog? It's also a good idea to check with your local city hall to see if the business you are planning requires a permit. You certainly don't want to be shut down on a technicality.
Learning how to work at home is the perfect life choice and financial choice for many individuals. Take your time, think your plans through, and you, too, may be able to leave the rat race behind.
For and updated list of ways to make money online then go to my blog at, http://www.workathomeandstaysane.blogspot.com/.
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